There are many factors that you need to consider when shopping for homeowners insurance quotes and an auto insurance quote in east Tennessee or anywhere. The results are typically limited to but based on the capabilities of the insurance agency servicing your policy. What sets MIG apart from the competition in Knoxville and the East Tennessee area is our relationships with top rated insurance carriers and our commitment to working tirelessly in obtaining the most affordable auto insurance and homeowners coverage. As an independent insurance agent, we work solely on behalf of our clients... This means we don't quit until you're satisfied.
Here are a few frequently asked questions:
NO... While many of the basic types of coverage - Liability, Collision, Comprehensive, Personal Injury Protection, Medical payments, Uninsured Motorist - are offered by most all major companies, discounts and specialized coverage can vary greatly between companies. For instance, not all insurance companies offer loan/lease payoff coverage, student discounts, good driving discounts, full glass repair, deductible reductions, replacement coverage, loss of use etc. These are all factors only you can determine
NO... This is something else to consider when shopping for coverage. You pay too much money not to have claims handled properly by some cut rate company. MIG thoroughly vets all our partner carriers to make sure they are financially stable and have a long track record of paying obligations.
Your individual needs and situation will dictate the appropriate amount of coverage. When you're trying to determine how much insurance to buy here are a few factors to consider:
EASY, we will do all the paperwork for you. All you need to do is sign the forms and we will handle the rest on your behalf. If you do have direct deposits it would be worth contacting your bank etc to let them know the monthly draft is being cancelled. Keep an eye on your account just incase though. Once the cancellation is processed you will be refunded any overpaid premium.
Yes, we will notify any mortgagees or financial institutions of the change. However, if you do get any letters from anyone concerning coverage please contact us and we can make sure they received all the correct paperwork. When changing insurance companies it will typically take 30-60 days for them to process the change in their system and cancellation paperwork is processed more quickly. Don't be alarmed... We will take care of everything.
Vice President of Sales
Mon-Fri 8am-5pm EST EST