Russ Rymer

Vice President of Sales

Office: 865-425-7433

Mobile: 865-963-1224

Russ.Rymer@miginsgroup.com 

Are you bulletproof in the event of an OSHA on site inspection? 


Before conducting an inspection, OSHA compliance officers research the inspection history of a worksite using various data sources, review the operations and processes in use and the standards most likely to apply. They gather appropriate personal protective equipment and testing instruments to measure potential hazards. The on-site inspection begins with the presentation of the compliance officer’s credentials, which include both a photograph and a serial number. When an inspector finds violations of OSHA standards or serious hazards, OSHA may issue citations and fines. OSHA must issue a citation and proposed penalty within six months of the violation’s occurrence. Citations describe OSHA requirements allegedly violated, list any proposed penalties and give a deadline for correcting the alleged hazards. Violations are categorized as willful, serious, other-than-serious, de minimis, failure to abate, and repeated. Penalties may range up to $7,000 for each serious violation and up to $70,000 for each willful or repeated violation. In settling a penalty, OSHA has a policy of reducing penalties for small employers and those acting in good faith. For serious violations, OSHA may also reduce the proposed penalty based on the gravity of the alleged violation. No good faith adjustment will be made for alleged willful violations. 

How to obtain a quote...


Simply complete one of the above forms and email it to russ.rymer@miginsgroup.com or fax to 1-866-369-4953. We are also available anytime to discuss your risks and provide a custom insurance plan. Please call 865-963-1224

Other Helpful Forms....

Applications for Coverage


Below is the list of applications for coverage. This will simply get the ball rolling for your new quote. 

Business Insurance products and services:


  • Property                                                
  • Liability
  • Inland Marine
  • Business Auto
  • Workers' Compensation
  • Umbrella
  • Surety Bonds
  • Errors and Omissions
  • Directors and Officers 
  • Employment Practices Liability
  • Crime Coverage
  • Cargo 


As a broker we can find an affordable coverage solution for you and your company. 

Business Insurance in Tennessee... Why Choose MIG?


Madison Insurance Group is a broker for over 20 insurance companies in Tennessee. As an independent full service insurance agency our duty is to our clients, not the insurance companies. As your insurance agent, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price. MIG  understands the details of running a business and the coverage needed to properly protect your operations, employees and investments. Simply put, we can save you time and money by shopping the market for you. And we don't stop with providing you a great price. We work with you to identify the coverage that is right for you or your business and are committed to treating you like a person, not a policy.

We offer a wide selection of insurance products and services for small, mid-size and large business.

TENNESSEE Workers' Compensation Exemption Registry Online -Click Here

As of August 25, 2015 we have processed all Workers' Compensation Exemption Registry applications received in our office through August 24, 2015.

The Workers’ Compensation Exemption Registry is for the purpose of establishing construction service providers who are exempt from workers’ compensation coverage and in no way reflects licensing or certification of any construction services provider.